Our Services
Contract and Deed Preparation
At Virginia Settlement & Title, our legal partners offer expert contract and deed preparation services to ensure that your real estate transactions are legally sound and accurately documented. Our experienced team drafts and reviews contracts tailored to your specific transaction, whether you're buying, selling, or refinancing property. We also prepare deeds that meet all legal requirements for property transfers, ensuring clear title and compliance with Virginia law. With our meticulous attention to detail and thorough understanding of real estate law, we provide peace of mind by ensuring that all documents are correctly prepared and ready for a smooth closing process. Let us handle your contract and deed preparation with professionalism and precision.
Title Examinations
A thorough title examination is an essential step in any real estate transaction. Our team conducts a detailed review of the property’s history, verifying that the title is free of defects, liens, or other legal encumbrances. This investigation helps identify any potential issues that could prevent a smooth transfer of ownership. By ensuring a clear title, the settlement agent safeguards the buyer’s investment and helps prevent future legal disputes over the property.
Lien Payoffs
At Virginia Settlement & Title, we provide comprehensive lien payoff services to ensure that all outstanding debts attached to a property are accurately paid and cleared before or during closing. Our team works diligently to obtain payoff statements from lenders and lien holders, verify amounts, and ensure timely disbursement of funds. By managing this critical step in the real estate transaction, we help prevent delays, protect your interests, and ensure that the title is transferred free of encumbrances. Trust us to handle your lien payoffs with accuracy and efficiency, giving you peace of mind throughout the closing process.
Title Insurance
Title insurance is a vital protection for both homebuyers and lenders. Our team arranges title insurance policies to safeguard against future claims or disputes over the ownership of the property. This coverage protects against hidden issues like undisclosed liens, forgery, or errors in public records, which could threaten the buyer’s ownership rights. By securing title insurance, the settlement agent ensures peace of mind for all parties involved, knowing that they are protected from legal challenges related to the property’s title.
Escrow Services
At Virginia Settlement & Title, we offer professional escrow services to ensure your real estate transactions are secure and seamless. Our team acts as a neutral third party, safeguarding funds and important documents until all conditions of the transaction are met. Whether you're buying, selling, or refinancing, our escrow services provide transparency and peace of mind, ensuring that every step of the process is handled with accuracy and trust. With our commitment to security and compliance, you can feel confident knowing your transaction is in expert hands. Let us manage the details while you focus on your next move.
Closing Coordination & Settlement
A certified settlement agent plays a crucial role in closings & settlements, ensuring that all aspects of a real estate transaction are properly coordinated and completed. This includes collecting and distributing funds, preparing and reviewing documents, and facilitating communication between buyers, sellers, lenders, and other involved parties. Our team ensures that everything is in order so that the property ownership can be transferred smoothly and legally. By overseeing the entire process, we help ensure the transaction is finalized without delays or complications.
1031 Exchanges
A 1031 exchange, also known as a like-kind exchange, allows real estate investors to defer capital gains taxes when they sell a property and reinvest the proceeds into a new, qualifying property. At Virginia Settlement & Title, we assist our clients in navigating the complexities of 1031 exchanges, ensuring a smooth and compliant transaction process. Whether you're exchanging investment properties or upgrading your portfolio, our experienced team ensures that all requirements are met, helping you maximize your tax benefits and investment potential. Let us guide you through your next 1031 exchange with confidence and ease.
Our Certified Settlement Agent
Maura A. Vance
Maura Vance is our certified settlement agent with the Virginia Land and Title Association. She is dedicated to facilitating smooth and successful real estate transactions. With a deep understanding of the complexities involved in closings, title insurance, and title examinations, Maura ensures that every detail is handled with precision and professionalism. Her commitment to providing exceptional service offers peace of mind to clients, knowing their transactions are in capable hands.